A maximum of 45 days should be given for first payment on all loans. The first payment date should be between 1st and the 24th of the month. All the contracts must be assigned to Tracir Financial Services. An Arbitration agreement must be signed by customer.
All signers must have a valid driver license (unable to accept temporary permits, driving privileges, suspended or expired driver license). The acceptable states for Ohio are : Ohio, Indiana, Kentucky, Michigan, Maryland and Virginia. The Mississippi branch accepts licenses from Mississippi, Tennessee, Alabama, Georgia, Florida, and Missouri
Proof of Residence
We prefer a current bank statement or utility bill but will accept other mailed documents. A piece of mail (not the envelope) showing customers name, address and dated is to be provided.It must show a date within 30days of the contract date and will be unable to accept disconnect notices.
Credit applications must be filled out completely.When filling out an application please provide physical address and phone number to where customer works (not corporate offices/payroll/human resources). A signed credit application is a must.
Child support option or other deductions need to be calculated. The monthly income is based on a year to date average. A minimum of two paystubs are required.The paystubs must be dated within 30 days of the contract date.
A Copy of insurance card or declaration page is required.The name and phone number to insurance company or insurance agent must be provided. The maximum deductibles for the vehicle are $500 comprehensive and $500 collision.